How to Save 100 Dollars a Month Easily?

Ankita Kamat

“How to save 100 dollars a month?” – Have you ever thought of saving more money? Well, all thanks to those painless ways that are helping me to save more.

I’m in my 20s and implementing effective money-saving tips. I’ve left my job at 24 and now I can say that I’m self-employed. I used to save 70% to 80% of my monthly salary during my regular job. So saving money helped me to take a plunge in my life.

Saving 100 dollars a month needs a simple strategy. You can make use of coupon codes or you can look for alternative products to save more dollars every month. But there are also several other exciting ways to save more money.

How to Save 100 Dollars a Month Easily?

How to SAVE 100 DOLLARS a Month? – Prepare a Kickass Strategy

Saving $100 is easy for you if you prepare a kickass strategy that is effective. And this is possible through saving money smartly.

39 Easy Ideas to Save $100 a Month

You can easily save money without depriving yourself. So let me pitch some ideas about how to save 100 dollars a month.

1. Challenge yourself to save $25 every week

Now save money in a fun way. Make saving money as simple as playing video games with kids. You can just challenge yourself to save $20 to $25 every week.

When you face such simple money-saving challenges you can easily save up to $100 per month. And you will fall in love with saving money challenges.

How to Save 100 Dollars a Month?

2. Save $80 per month on food without much effort

It is found that a teenage girl or teenage boy starts to spend more money on eating outside food after the age of 13. On an average teenager spends $20 per week only on food. That means $80 per month.

If I say you to save that $80 every month and not to eat outside food at all, then that will not be a practical plan. Well, I’m not telling you to completely avoid eating outside food. But you can enjoy having outside food only on alternative weekends at least to save $40 per month.

Save Hundred Dollars Every Month

3. Earn more PASSIVE INCOME to save more dollars

There are so many great opportunities are knocking on your door to earn more passive income. I suggest not depending on a single source of income.

Explore side hustles to earn extra money. So you should explore amazing passive income streams to save $100 dollars a month. This is a simple rule that if you earn more you can save more.

How Can I Save $100

4. Trick your mind to save money every day

Well, this is one of my favorite ideas to save more money. Saving money is not a one-time task. It is a regular process. So make your saving plan very simple. Plan to save $1 or $2 or $3 every day. You can track your saving on the calendar.

At the end of the day make a mark on your calendar. If you don’t save any money then leave it blank. This is a trick of the mind. You don’t like to see blank spaces on your calendar. So you will be motivated to save money every day. Mind tricks help you to save 100 dollars a month easily.

Save Extra 100 Bucks Every Month

5. Use cashback websites to SAVE EXTRA ON ONLINE SHOPPING

There are many cashback websites that provide you cashback deals while shopping online. You can check out the Rakuten website to save money on shipping by getting cashback. This website includes so many online stores like Amzon, Ebay etc. Globally this site is active for most of the countries.

If you are from India then you can check out another app CashKaro. This site also helps Indians to earn cashback through online shopping. So sign up here and check out deals to earn cashback on shopping to save extra money.

Save 100 Dollars without much EFFORT

6. Save more money by saying ‘NO’ to costly gadgets

I’ve found that the Apple iPhone 11 Pro costs more than $1200. Actually, you don’t need any such costly gadgets. So don’t buy such costly laptop or mobile or any other gadgets just because your friends buying such costly gadgets.

You should buy only those gadgets that they really need. Even I’ve seen that people buy costly gadgets through EMI deals. You will end up spending more than $100 on EMI gadgets. So save 100 dollars on gadgets.

How to Save 100 Bucks Quickly

7. Prepare a realistic strategy to save your dollars

Realistic saving goals are very important. I’ve seen that some that they set extremely high saving goals. Like, if now their monthly extra spending is $5000 then they decide to save a total of $5000 per month.

I’m not saying that this can’t be achievable but this you can’t maintain consistency if your plan such extremely high and unrealistic saving goals. In the end, you will be fed up and you will not make any savings plans. So realistic goals are important to save at least 100 dollars a month.

Tips to Save 100 Dollars a Month

8. Plan your weekends FRUGALLY to save more

It’s not necessary that you should spend big bucks on your weekends to have fun. You can seek for free entertainment during holidays.

Well, I prefer going to the park and spend time with nature during weekends rather than expensive parties. I prefer playing indoor games rather than paying for entertainment. Frugal plans on weekends help you to save 100 dollars a month.

How Can You Save $100

9. Avoid paying for addictions that harm your brain cells

If you are thinking about saving money then I can say that you are sensible and don’t have any addictions. But I suggest that don’t even get distracted towards such addictions in future days.

Add8ictions like smoking, drugs are not only harmful to your health but it burns your pocket. If you avoid spending money on addictions you can quickly save 100 dollars a month.

Know How to Save 100 USD per Month

10. Use the best secondhand products to save 50% of your money

Instead of spending money on new products look for second-hand products. Nowadays you can also get online websites where you will get good second-hand products.

There are so many people who have listed their products online. So choose such second-hand products at a reasonable price. If you are spending $200 on a new product then you can save up to $100 if you buy second-hand products.

How to Save 100 Dollars a Month?

11. Have a strong money-saving purpose

Whatever we do in life, we have a reason for that. In the same way, you should have a strong purpose in life to save money. I saved 70% of my monthly salary from my regular job because I wanted to start my own blog. So I saved money and launched Frugal Beat.

In the same way, have a strong purpose in your life to save 100 dollars a month. Then you will get the motivation to save more money.

Effective Ways to Save $100 Every Month

12. Choose to earn money early in life and prioritize being independent 

There are many options to make money. Even if you are a student then also you can make money online. So try to be financially independent as soon as possible.

Nowadays you can check out some genuine websites which offer part-time jobs. Also, you can choose internships to make money. If you start to earn money you can save 100 dollars a month.

Save 100 Dollars in 30 Days Quickly

13. Use public transport and end up being a Budget Commuter

Instead of spending money on fuel and a vehicle you can use public transportation. Also, you can opt for carpooling to save money on transportation.

If you have your own vehicle then you will bear extra expenses as repair, servicing, insurance. So you can save all these extra expenses by using public transportation. If you make smart moves with money then you can just save $100 every month on transportation.

How to Save 100 Dollars a Month?

14. Avail amazing free courses online and earn new skill sets

Millennials and Gen Z are lucky that we have access to the internet to learn new things. There are many free courses online like digital marketing, English speaking, art and craft etc. So use all such opportunities freely.

If you take any paid courses then that on average you will be spending $100 a month. So look for free courses online to save 100 dollars a month.

Best Ways to Save 100 USD

15. Know-how to be healthy and fit at home without spending more dollars

Cancel your gym membership if you are not going there regularly. And use simple tools like skipping rope, acupuncture kit, and do cardio or yoga. You don’t need to spend more money on costly equipment to be healthy.

Even there are some specific TV channels for fitness tips. You can watch such TV channels to learn exercise. In reality, the gym membership will cost you anywhere between $20 to $100 per month. So save those 100 dollars on a gym membership.

39 Tips to Save 100 USD per Month

16. Follow Life Hacks, fix things at home and save a ton of money

Do you know how much a plumber charges in expensive cities? Well, I’ve collected some information that plumbers charge a minimum of $125  for small repairs. And on an average plumber charges $75 as minimum fees in expensive cities.

So learn life hacks whereby you find solutions to things at home yourself, fix them and save money. This is in contrast to asking a professional to help you and pay him due fee. So you can save $100 on repairs by learning life skills.

Save more dollars every month

17. STOP aping frivolously spending habits of your peers

Peer pressure is also one of the important factors that push to spend more money. Remember, already there are people who are younger to you have started to be frugal. They are the people who will be happy frugal adults.

So make sure you don’t be left behind. Start to be frugal and save money.. Don’t buy unnecessary things due to peer pressure. Be more frugal to save 100 dollars a month.

Saving Tips to Save 100 Dollars in 30 Days

18. Pool money with friends and save on your monthly Netflix subscription

Pool money monthly on your Netflix subscription. By doing this, watching movies and your favorite shows will be cost-effective because this money can be divided equally among friends.

The premium plan subscription charge is around $12 per month. And a total of four members can join with a single subscription. But if you watch movies in the theater every weekend then that will cost you too much. So plan to save $100 per month without choosing expensive entertainment.

Save $100 in 4 Weeks without Effort

19. Check out restaurants that offer free treats on your birthday

Some restaurants give free treat on birthdays. But for this, you should register your name. So check out such restaurants in your city. And enjoy yummy food on your birthday.

And you can prepare yummy food at home and invite your friends to celebrate your birthday. Save $100 on your birthday party by celebrating at home.

How to Save More Dollars

20. Learn to say ‘NO’ to all unnecessary spending

Yes, You should learn to say ‘no’ to your friends politely. You don’t need to celebrate every small occasion with your friends by spending a lot of money.

And try to avoid going out frequently with your friends like- Shopping, movie, expensive trips. In my 20s, I’m following realistic saving goals. This is how you can save 100 dollars a month.

How Can I Save 100 USD

21. Read books for free and listen to audio books without any charges

Save money on books. If you are like reading books then first you can make the best use of a library in your city. And you can also pick up ebooks or audiobooks online at a reasonable price.

And on YouTube, there are many good channels which give brief summary of popular books. So check out such free YouTube videos. Figure out ways to save $100 on books.

How Can I Save Hundred Dollars

22. Asking four questions will help you to SAVE MORE

Whenever you feel like buying something always analyze whether it is ‘need’ or ‘greed’. Ask yourself these questions- Do I really need it? Is this worth buying? Can I get an alternative product? Can’t I work without this product?

And also observe your buying behavior. If you have impulse buying behavior try to change it from now. Learn to overcome impulse buying behavior so that you can save $100 every month.

How to Save 100 Dollars a Month?

23. Declutter your room and make money by selling out things that you don’t use

You don’t need to clutter your cupboard with the things that you don’t use anymore. Sell out such things and make some money out of those things.

You can also rent out things which you use rarely. In this way, you can be more frugal and save money. If you have so many unwanted things at your house then you need to rent out or sell out them. This saves up to $100.

Save 100 USD Effortlessly

24. Save around 50% money on greengrocer by planting your own kitchen garden

You can easily grow some green-grocers at home. Even I’ve some green table plants at my home which are helping me to save money.

At my home, I’ve plants like Malabar spinach, curry leaves etc. So I can use these fresh greengrocers without paying any money.

Save $100 Quickly

25. Make grocery or storage bags from old jeans and save that extra money

You don’t need to throw your old jeans. You can learn DIY on YouTube and make jeans bags. This is a very simple DIY idea to be more resourceful. DIY hacks help you to save 100 dollars a month.

In this way, you don’t need to buy new storage bags. This is all about being frugal without being cheap.

How to Save 100 Dollars a Month?

26. Save money and your skin by avoiding commercially made toxic products

You can make your own face mask and beauty products at home. You can use easily available things like gram flour, aloe vera and much more. So be more frugal instead of plunking down your money on beauty products.

So as a youngster implement frugal ways to look good. Avoid commercially made beauty products that take hundreds of dollars from you.

Save Extra 100 Dollars in 30 Days

27. Go all DIY for clothes instead of shopping all the time

Did you know that the world’s most famous fashion designers have the knack for DIY (do-it-yourself) when it comes to experimenting with new outfits and trends ? So why not try the same at home ? 

Convert a pair of lousy jeans into punk shorts or convert a hoodie into a short skirt and flaunt it all over. You can save big bucks on tending outfits this way.

How to Save 100 Dollars a Month?

28. Read money-related books that support you to be more frugal

There are many popular books that help you to understand the importance of saving money. If you follow such books that will help you to adapt to thrifty living.

The more you read, your financial literacy will improve. By this, you will be managing your money wisely and be more frugal. Reading money-related books like Rich Dad Poor Dad, helped me to be more frugal and save more money every month.

Ideas to Save 100 US Dollars

29. Learn new things on YouTube without paying any extra fees

YouTube is such an amazing free platform where you can enjoy watching free videos. There are many categories on YouTube like education, entertainment, how-to, motivation etc.

So watch such free videos that will help you to upskill. This helps to build skills without spending extra dollars.

Know How Can You Save 100 Dollars

30. Save money on spa services by pampering yourself at home

Nowadays you can get the best quality of manicure and pedicure kit at a reasonable price. So you don’t need to visit a spa or beauty parlours for this by spending more money. These frugal tips will especially benefit women.

You can easily save money on spa bills. If you follow these frugal tips. On an average, you can save $50 to $100 on spa services every month.

Best Ideas to Save 100 Bucks

31. Stop impressing your friends or bae with costly gifts

You don’t need to spend a lot on money on gifts to impress anyone. The real friendship and a true relationship do not require all this.

So choose your friends wisely and be sensible. Don’t empty your pocket to fit in your friend circle.

Effective Ways to Save $100

32. Follow the realistic ways to save money at a restaurant

Avoid ordering soft drinks every time when you visit a restaurant or hotel. You can just consume water. This simple frugal step will help you to save money.

And if you are a student then some restaurants will give you discounts. So don’t forget to have your student ID with you. If you follow these tips you can save $50 to $100.

Practical Ways to Save $100 in 4 Weeks

33. If you are on social media, create an interest group and earn

Millennials have so many exciting money-making opportunities online. So make use of social media and start to earn money. Instead of wasting time, you can create an interest group and make money.

I feel that time is money. So utilize your time to earn income. By this way, you can save more money.

30 Days Plan to Save $100

34. Choose handmade gift Ideas during festivals and birthdays to SAVE MONEY

Handmade gifts have their own charm. And this creates a special and strong bonding between friends and relatives. So prepare handmade gifts at home which costs you lesser than buying gifts.

There are many handmade gift ideas like- greeting cards, photo frames, painting etc. So you don’t need to buy costly gifts for your friends on their birthday and during the festival. This is how you can save money.

4 Weeks Plan to Save 100 Dollars

35. Try to have a minimum number of pets at home and save on maintenance expenses

Pets are loveable. And they need total care and attention as a family member. But if you bring more pets to your home then your expenses will also increase.

It is good to love and care for pets. But you should also think about the expenses also. As per my estimation, if you have more than one pet then your monthly expenses on pets will be more than $300 per month. So those extra dollars every month.

Sure Shot Tips to Save 100 USD

36. Look for alternative products before buying costly products

You can easily save 30-50% of the money if you look for alternative products. Once I was planning to buy a whiteboard for me. Then I looked for an alternative product and found a whiteboard sticker.

So I saved around 70% of the money on this deal. So make sure you look for other options also before paying for products.

How to Save 100 Dollars a Month?

37. Decor your house by using best out of waste crafts

On the YouTube, there are so many videos that teach to use waste things to create something useful. Learn such hacks for free on YouTube to make the best out of waste.

I’ve prepared crafts with old invitation cards, woolen etc. These type of crafts enhances the beauty of your room or house without paying any extra money. I’ve seen that just an average wall decors cost more than $150. So create all such things at home to save pennies.

New Tips to Save 100 US Dollars

38. Follow frugal grocery shopping tips to save more money every month

If you give a little bit of attention while grocery shopping then you can save a lot of money. I have shared effective tips to save money on groceries in my other blog post, you can check it out.

Once you start to follow frugal tips on groceries at the end of the month you will have extra savings with you.

Simple Ideas to Save $100 in 30 Days

39. Use reusable products instead of investing money on one-time usage products

Reusable products may seem to be costlier than ‘use & throw’ products. But this is a one-time investment. You will be saving more money in the long run through reusable products.

For example, Instead of using onetime water bottles use a reusable one. And always have a filled water bottle with you while going out. Avoid buying water bottles. This simple act is an effective way to save money.

Save Extra bucks in a month

Master the art of SAVING MONEY to save more dollars

Saving money and frugal living is an art of living. I feel one who learns this art will lead a happier life. This is like learning a new life skill.

You can’t say that in a day or two you can master this frugal living. For me, frugal living is a life long journey that helps to save more dollars a month. So take simple steps to save extra bucks every month.

So follow these ideas about how to save 100 dollars a month to save extra money without much effort. These 39 ways are easy to implement. So start to implement it from today.

Ankita Kamat

I'm Ankita Kamat, the creator of Frugal Beat, a blog dedicated to frugal living. Join me in exploring practical ways to save money, reduce waste and live a purposeful life. Let's embrace frugality as a lifestyle together.