Powerful Money Saving Quotes that You Should not Miss!

Ankita Kamat

Money saving quotes by successful people always help me to change my mindset and get inspiration.

In my current blog, I’ve come up with meaningful, famous and inspiring money-saving quotes which are my personal favourite.

Money saving quotes

99 BEST Money Saving Quotes

Get inspired by reading quote about saving money-

1. Do not save what is left after spending, but spend what is left after saving. – Warren Buffett

2. Beware of little expenses. A small leak will sink a great ship.  ― Benjamin Franklin

3. Too many people spend money they earned, to buy things they don’t want, to impress people that they don’t like. ― Will Rogers

4. Don’t tell me where your priorities are. Show me where you spend your money and I’ll tell you what they are. —James W. Frick

5. Try to save something while your salary is small; it’s impossible to save after you begin to earn more.— Jack Benny

6. Money in the bank is like toothpaste in the tube. Easy to take out, hard to put back. ― Earl Wilson

7. Many folks think they aren’t good at earning money, when what they don’t know is how to use it. —Frank A. Clark

8. Saving is a very fine thing. Especially when your parents have done it for you. ― Winston Churchill

9. Being a smart shopper is the first step to getting rich. –Mark Cuban

10. Look everywhere you can to cut a little bit from your expenses. It will all add up to a meaningful sum.― Suze Orman

11. Personal finance is only 20% head knowledge. It’s 80% behavior! ― Dave Ramsey

12. That man is richest whose pleasures are cheapest.— Henry David Thoreau

13. If you wish to get rich, save what you get. A fool can earn money, but it takes a wise man to save and dispose of it to his own advantage.― Brigham Young

14. A budget is telling your money where to go instead of wondering where it went.  ― John C. Maxwell

15. Money looks better in the bank than on your feet. ― Sophia Amoruso


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16. Money does not dictate your lifestyle. it’s what you do to get it and how you manage your finances that determines your lifestyle. – Wayne Chirisa

17. Rich people stay rich by living like they’re broke. Broke people stay broke by living like they’re rich. –Unknown

18. Money is a terrible master but an excellent servant. —P.T. Barnum

19. If you’re saving, you’re succeeding.― Steve Burkholder

20. You can be young without money, but you can’t be old without it. – Tennessee Williams

21. One man’s trash is another man’s treasure’ is certainly true at yard sales. Some people just do not have the imagination to see the many uses of different items. ― Cyndi Roberts.

22. A penny saved is a penny earned. –Benjamin Franklin

23. The quickest way to double your money is to fold it in half and put it in your back pocket. —Will Rogers

24. Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery. — Charles Dickens

25. The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind. —T.T. Munger

26. Never buy what you do not need because it is cheap; it will be dear to you. –Thomas Jefferson

27. Save a little money each month and at the end of the year you’ll be surprised at how little you have. ― Ernest Haskins

28. Rich people have small TVs and big libraries, and poor people have small libraries and big TVs. ― Zig Ziglar

29. It is thrifty to prepare today for the wants of tomorrow. –Aesop

30. Living a frugal lifestyle gives you the opportunity to invest more money towards your future. ― John Rampton

31. The price of anything is the amount of life you exchange for it. – Henry David Thoreau

Quotes About Saving Money

32. He who buys what he does not need, steals from himself. – Swedish Proverb

33. Never spend your money before you have it. – Thomas Jefferson

34. If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed. —Edmund Burke

35. A simple fact that is hard to learn is that the time to save money is when you have some. —Joe Moore

36. If you would be wealthy, think of saving as well as getting. —Benjamin Franklin

37. Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.—Johann Wolfgang von Goethe

38. You must gain control over your money or the lack of it will forever control you. —Dave Ramsey

39. It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for. —Robert Kiyosaki

40. Money is multiplied in practical value depending on the number of W’s you control in your life: what you do, when you do it, where you do it, and with whom you do it. —Timothy Ferriss

41. It is great wealth to a soul to live frugally with a contented mind.— Lucretius

42. Being frugal does not mean being cheap! It means being economical and avoiding waste.— Catherine Pulsifer

43. Shopping secondhand is like a treasure hunt. It takes time to learn how to bargain shop, but you can become a money-saving thrift store shopper by planning ahead and being prepared. — Sara Noel

Money-Saving Captions

44. Frugality is founded on the principle that all riches have limits. — Edmund Burke

45. Frugality includes all the other virtues. — Cicero

46. We are not to judge thrift solely by the test of saving or spending.  If one spends what he should prudently save, that certainly is to be deplored.  But if one saves what he should prudently spend, that is not necessarily to be commended.  A wise balance between the two is the desired end.  — Owen D. Young

47. I’d like to live as a poor man with lots of money. — Pablo Picasso

48. Deprive yourself on nothing necessary for your comfort, but live in an honorable simplicity and frugality. — John McDonough

49. A bargain is something you can’t use at a price you can’t resist. –Franklin Jones

50. Thrift is the best means of thriving. –Charles J. Hare

51. Enough is better than too much. –Dutch Proverb

52. Once you really accept that spending money doesn’t equal happiness, you have half the battle won. –Ernest Callenbach

53. A man who both spends and saves money is the happiest man, because he has both enjoyments. –Samuel Johnson

54. Smart women figure out what, exactly, makes them happiest. They spend generously on those things but cut out the rest. –Laura Vanderkam

55. Save money on the big, boring stuff so that you have something left over for life’s little pleasures. –Elisabeth Leamy 

56. A bargain ain’t a bargain unless it’s something you need. –Sidney Carroll

57. The best way to save money is not to lose it. –Les Williams

58. I have learnt to seek my happiness in limiting my desires, rather than attempting to satisfy them. –John Stuart Mill

59. The art is not in making money, but in keeping it. –Proverb

60. The art of living easily as to money is to pitch your scale of living one degree below your means. –Sir Henry Taylor

61. A treasure is to be valued for its own sake and not for what it will buy. –Graham Greene

62. Frugality is one of the most beautiful and joyful words in the English language, and yet one that we are culturally cut off from understanding and enjoying. The consumption society has made us feel that happiness lies in having things, and has failed to teach us the happiness of not having things. –Elise Boulding

63. There is no dignity quite so impressive, and no independence quite so important, as living within your means. –Calvin Coolidge

64. Waste neither time nor money, but make the best use of both. –Benjamin Franklin

65. He who will not economize will have to agonize. –Confucius

66. These days, you’ve gotta milk a dollar out of every dime.  –Gayle Forman

67. By sowing frugality we reap liberty, a golden harvest.  Agesilaus

68. I believe that thrift is essential to well-ordered living.  John D. Rockefeller

69. Frugality may be termed the daughter of Prudence, the sister of Temperance, and the parent of Liberty.  –Samuel Johnson

70. The way to stop financial joyriding is to arrest the chauffeur, not the automobile.— Woodrow Wilson

71. Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.— Dave Ramsey

Quotations about Savings

72. Every time you borrow money, you’re robbing your future self. – Nathan W. Morris

73. People say that money is not the key to happiness, but I always figured if you have enough money, you can have a key made.— Joan Rivers

74. It’s easier to feel a little more spiritual with a couple of bucks in your pocket.― Craig Ferguson

75. Be saving, but not at the cost of all liberality. Have the soul of a king and the hand of a wise economist. ― Joseph Joubert

76. Saving must become a priority, not just a thought. Pay yourself first. ― Dave Ramsey

77. By definition, saving for anything requires us to not get things now so that we can get bigger ones later. ― Jean Chatzky

78. The easiest way to save money is to waste less energy. ― Barack Obama

79. Wealth consists not in having great possessions, but in having few wants. ― Epictetus

80. Spend not where you may save; spare not where you must spend. ―  John Ray

81. If you can count your money, you don’t have a billion dollars. ―  J. Paul Getty

82. If you cannot save money, the seeds of greatness are not in you. ― W. Clement Stone

83. Saving comes too late when you get to the bottom. ― Seneca

84. Stop buying things you don’t need to impress people you don’t even like. ― Suze Orman

85. People suddenly know how to use money when there are none left. ― Bangambiki Habyarimana

86. Save one-third, live on one-third, and give away one-third.  ― Angelina Jolie

87. How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case. ― Robert G. Allen

88. If you live for having it all, what you have is never enough. ― Vicki Robin

89. My old father used to have a saying:  If you make a bad bargain, hug it all the tighter. ― Abraham Lincoln

90. A budget tells us what we can’t afford, but it doesn’t keep us from buying it. ― William Feather

91. Money, like emotions, is something you must control to keep your life on the right track. ― Natasha Munson

92. A man who does not plan long ahead will find trouble right at his door. ― Confucius

93. Resolve not to be poor: whatever you have, spend less. Poverty is a great enemy to human happiness; it certainly destroys liberty, and it makes some virtues impracticable, and others extremely difficult. ― Samuel Johnson

94. Without frugality none can be rich, and with it very few would be poor. ― Samuel Johnson

95. Frugality was my side hustle. I was really good at it. ― Chris Sullivan

96. Life can be beautiful. It doesn’t have to be expensive. ― Christine Louise Hohlbaum

97. The wisdom of life consists in the elimination of non-essential. ― Lin Yutang

98. Your home is living space, not storage space. ― Francine Jay

99. The person who doesn’t know where his next dollar is coming from usually doesn’t know where his last dollar went. ― Unknown


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I hope you have enjoyed reading these inspiring saving money quotes. Let me know which one you liked the most.

Ankita Kamat

I'm Ankita Kamat, the creator of Frugal Beat, a blog dedicated to frugal living. Join me in exploring practical ways to save money, reduce waste and live a purposeful life. Let's embrace frugality as a lifestyle together.