Passive income ideas for 21 year olds will be a great source of income. I’m also exploring various passive income streams and making money in my 20s.

Passive income streams are like the sky without boundaries! You can make money passively as much as you want. Surely, you need to make efforts as a beginner to make money passively.

As somebody who is exploring passive income streams in the 20s, I would like to share my experiences with you. In my current blog, I will share effective passive income ideas that will help you in boosting your financial growth.

Passive Income Ideas for 21 Year Olds

Easy passive income ideas for 21 year olds that actually work

In my early 20s, I’ve tasted interesting passive income ideas. And I feel that everyone should start to explore multiple sources of income in the early 20s. Let me pitch some easy passive income ideas for 21-year-olds.

1. Earn passive income by publishing articles for youngsters
2. Guide teenagers and make money
3. Start to invest in mutual funds at 21
4. Create and sell handmade gifts
5. Click pics from a smartphone and make money
6. Create awareness about different career options among people
7. Make designs on T-shirts to make money
8. Make passive income by sharing personality development tips
9. Discuss new vocabulary and earn money
10. Make passive income from your bike or scooter
11. Create vector images and start to earn
12. Start blogs in regional language to make money
13. Use Twitter and Facebook to make money
14. Make passive income by joining re-seller programs
15. Make YouTube videos regarding MS Excel
16. Create an SEO course and earn an immense amount of money
17. Teach Tally on YouTube

You will not be 21 years old forever. As you start to reach the mid-20s your financial responsibilities will grow. So make sure that you are ready for all the financial challenges in life.

17 Realistic passive income ideas for 21-year-olds

At the age of 21 if you have confidence, a practical career plan and a financial plan then you can rule the world. Of course, for this, you need to prepare a kickass strategy.

Well, financial independence empowers you to fulfil your all dreams in life. So take simple steps today to reach a better place financially in the near future.

1. Earn passive income by publishing articles for youngsters

As you are 21 years old, you understand other youngsters well. So you can write blogs which are useful for youngsters. Thereby you will be earning passive income from your blog.

There are people in this world who are earning more passive income as professional bloggers. Nowadays blogging has become a new career option. Gen Z has so many new passive income opportunities online.

How can you earn money by publishing articles?

As I’m also a blogger, my blogging journey started at 22. I was using a free version of WordPress to write and publish my articles. Now I’ve my own blog Frugal Beat. And I’ve monetized my blog with affiliate programs and Google Adsense.

I suggest observing your surroundings. Give attention to your friends and youngsters and figure out which type of common issues are there among youngsters. Like gender discrimination, women empowerment, study and career-related stress and much more.

Well, these are just a few examples, you can figure out more such problems and start to write articles on that particular topic. As your articles start to rank on Google many people will read your article. By this, you will be making more passive income.

Passive Income Ideas for 21 Year Olds

2. Guide teenagers and make money

Just a few years ago I was also a teenager. Teenagers have their own problems which will affect their life. Most of the time teenagers don’t get proper guidance and they go off track. So as you have also lived teenage you can guide other teenagers by addressing their issues and start to make money.

You can understand teenage life better as you might have faced a lot of problems in your teenage. So now it’s time to share your teenage experiences with other teens. This way teenagers will get proper guidance and you will also generate passive income.

How to make a passive income by guiding teenagers?

Teenagers face many problems like low self-esteem, peer pressure, competition, addictions, teenage break-up and much more. So by creating your own YouTube channel address all these issues and help teens. Help them to build their confidence at this age. Then you can make passive income by monetizing your YouTube videos.

Main monetization options-

  1. Google Adsense
  2. Affiliate programs
  3. Sponsorships

Well, I personally use the Cluelinks affiliate program. Here you will get all popular branded and good products. Just by sharing the link of products you can make more passive income in the long run.

3. Start to invest in mutual funds at 21

Well, mutual funds work on the concept of compound interest. I’ve personally invested money in some mutual funds. So I feel at this age you should also learn to take calculated risks in life.

Mutual funds involve risks but I did my own research and selected some good funds. I started to make passive income at 24 from mutual funds.

How I’ve invested in MF to make passive income?

Nowadays you don’t need to do a lot of paperwork to invest in mutual funds to make passive income. There are some genuine apps which are very easy to use and free to use. So I’m using an app to invest my money in mutual funds and earning passive income.

So I suggest doing your own research about mutual funds then start investment to earn passive income. Many people have a false notion that they need a lot of money to invest, but in reality, you can just start an investment with 250 INR in mutual funds. So this is a very effective passive income idea.

Passive Income Ideas for 21 Year Olds

This is the screenshot of my smartphone. Here you can see that I’ve installed Groww app to invest in mutual funds.

4. Create and sell handmade gifts

The demand for handmade gifts is tremendous. So if at all your internet matches with art and craft, then start to create handmade gifts and make money by selling them. Now you can call yourself as homepreneur and just grow your business to make more passive income.

Where to sell handmade gifts and make money?

You may be thinking about how can you sell your handmade gifts and make passive income. Let me give you practical solutions to this.

Create your account on Etsy and list your handmade products. It will charge you very fewer fees to list your products. You can just skip your one Sunday plan with friends and save that money to list your products online.

This is how your business will grow online and you can reach out to millions of people. Give it a try, don’t miss any opportunity to make passive income.

Passive Income Ideas for 21 Year Olds

This is a handmade soft toy. My cousin gifted this to me. Like this, you can prepare handmade gifts and start your online business.

5. Click pics from a smartphone and make money

You can many opportunities to make passive income from photography. Are you thinking that you should be a professional photographer for this? Nope, you can just click good pictures from your smartphone or from the camera and make passive income from stock photo websites.

Even students can easily make passive income by clicking pics from a smartphone. Let me explain how to explore this opportunity.

How to make a passive income from photography?

Look for stock photo websites online. Well, there are so many popular websites like iStock, Shutterstock and many more, where you can upload pictures like nature, birds or any other pictures.

When companies or people buy and download those images then you will earn a commission. So don’t lose this opportunity to make passive income if you like capturing pictures.

Passive Income Ideas for 21 Year Olds

6. Create awareness about different career options among people

There are thousands of career options but still, youngsters know only a few career options like an engineer and a doctor. So you can share about different career options which exist on this planet.

This way you will be helping a lot of youngsters to explore new career options. And no doubt, by doing this you will be also increasing your earning capacity to build wealth in 20s.

Create awareness about new career options and make passive income

Practically there is a high earning potential in this passive income idea. First, take simple steps like creating your own YouTube channel or creating your own website. Then start to create content where you will guide people about various career options and monetize your YouTube channel or blog.

Then the next step is, tie-up with education centers or join their referral programs. Then when you recommend such educational courses to people then you will be making money. Also, you will start to get sponsorships.

But always remember that only choose good reference programs which should be useful for students too. Don’t recommend any institute or course just to make money. This is how first start with simple actions and then explore more passive income ideas to build wealth.

7. Make designs on T-shirts to make money

We gen Z are very fortunate that we can access the internet and within a few clicks we can explore many passive income streams. Just a few months ago I was looking for more passive income ideas. And I came across some websites which can be a really good source of passive income.

How to make a passive income online?

Well, there is a website called Teeshopper which sells t-shirts. You can just register on that site and create some designs or logos and graphics on t-shirts. Then if anyone orders that t-shirt to buy then they will print that design and deliver the product to the customer. By this, you can make a lot of passive income if you work smartly.

You need to create an attractive design and also share the link of the product with your friends and family. You can even share it on social media. This is how you can promote t-shirts for free and start to make passive income.

8. Make passive income by sharing personality development tips

Personality development is very important in teenage and in the 20s. I’m sure you are also learning new things which help in personality development. So share your experience and tips with other youngsters and earn passive income.

Making passive income by sharing tips

I’ve also watched so many videos on YouTube related to personality development. So many people like me look for such videos which help them in life. So you can also share practical tips by recording videos.

Creating a YouTube channel is free of cost. So start your own YouTube channel and share personality development tips. Then make passive income by monetizing the videos. There are many monetization options like affiliate programs, Google Adsense etc. So make passive income start to build wealth in your 20s.

9. Discuss new vocabulary and earn money

In India and some other countries, Eglish is not the first language. So people find it difficult to learn English. So if you are good at English then you can make passive income by sharing your knowledge.

How to make passive income by teaching English vocab?

Many students and also adults want to improve their English. They want to learn new words and want to practise speaking English. So you can help such learners to learn English. Thereby you will be making passive income.

You can post some English vocabulary on the Instagram page and even post some short videos where you can teach about the usage of English words. Then try to get more followers on Instagram.

Then you can apply for sponsorships and earn passive income. Along with Instagram, I suggest having your YouTube channel too. This is how you can make passive income from multiple sources.

10. Make passive income from your bike or scooter

Are you thinking about how can you make passive income from your bike or scooter? Well, ride-sharing is the best option to make passive income from your bike. I’m sure you have so many friends and some of your friends may not be having their own bike. So at this time, ride-sharing will be beneficial for both of you.

The practical idea to make passive income from your bike

Daily you can opt for ride-sharing to go to office or college. This is how you can make some fixed monthly passive income. And another option is renting out your bike. You will get some people who look for bikes on rent for a few hours or for a day. This idea is also good to make passive income.

11. Create vector images and start to earn

Many bloggers, YouTubers and even some magazine publishers use vector in their content. So they look for such images online. So you can also create such vector images and upload on stock photo websites. Along with photography, you can try vector images also.

This is how you can make passive income from this idea. Creating vector art is a one-time effort but whenever people buy it you will earn passive income.

12. Start blogs in regional language to make money

If you know the Hindi language or any other regional language then you can make immense passive income by writing blogs in regional language. According to some genuine stat it has been found that in India people are searching more queries and articles in the Hindi language.

And this start is increasing day-by-day. So don’t lose this opportunity. Just grab this opportunity and start your own blog to make passive income.

13. Use Twitter and Facebook to make money

Nowadays companies are looking for social media pages that have good engagements to promote their products. You can’t imagine how well you can earn money from this opportunity. So just create social media pages on Twitter, Facebook, Instagram etc and start to make passive income.

For this, you should at least reach 1000 followers and your posts should be engaging. So win your audience by posting useful and informative content on social media pages. Then you can easily get sponsorships from companies. By this, you can make earn more money.

14. Make passive income by joining re-seller programs

If you observe then you will get so many resellers programs online. Where you can sell products that are already manufactured by others. So if you can influence people to buy products and if you have more followers on social media then grab this opportunity and make passive income.

You can also join the Amazon influencer program and make passive income. You just need to sign up and share your Twitter and Facebook page links. If you have a good number of followers and engaging posts then easily you can make passive income from this program.

15. Make YouTube videos regarding MS Excel

Do you have any idea how important is MS Excel for company workers? Well, when I faced job interviews I was asked questions regarding computer knowledge and MS Excel. So there are many people who just know the basics of Ms excel but there is so much to learn in MS Excel. If you are good at this, then you can start your own classes on YouTube and make passive income.

You can start teaching the basics of MS Excel then teach about advanced skills. But make sure that you monetize your YouTube videos soon so that you can start to fill your pocket with passive income.

16. Create an SEO course and earn an immense amount of money

SEO means Search Engine Optimisation. Many marketers and bloggers want to learn SEO to grow their business online. So if you have knowledge about SEO then you can guide other people and make passive income. B

ut I advise providing the best SEO course so that people should learn well from you. Your course should be worth the money which people pay for you. Then only you get more clients and you will be earning a lot of passive income by selling SEO course.

17. Teach Tally on YouTube

Tally is accounting software. Many companies use this software to record their transactions and to file GST. As I’m a commerce student I have knowledge about Tally and accountancy. But many people want to learn tally as a course. And even commerce students struggle to learn Tally because it includes so many factors.

So if you have knowledge about accountancy and Tally then you can create your own YouTube channel and teach Tally. Then make passive income from YouTube. You can also create a Tally course on Udemy and make a lot of passive income. There are so many people who want to learn Tally so mentor such students and earn passive income.

Glitter your future by making money passively

Remember, there are individuals around the planet who are much younger to you and have already started to explore passive income ideas. These are the people who will have the most wealth when the days become rainy.

Making financial plans might appear boring. But in reality, it is the key to lead the kind of life you desire. A life based on your terms and conditions is possible if you start to create more passive income sources at 21.

To glitter your future you don’t need to compromise on fun and enjoyment by doing an overtime job at this age. You just need to live your life wisely. You don’t need to burden yourself to earn a lot of money to secure your future. So it is essential that you understand each and every way that answers how to make passive income in your 20s.

These passive income ideas for 21 year olds will be very fruitful. So start to implement these ideas today. Soon you will be at a better place financially in the near future.

Hi. I’m Ankita. I’m here to help you adapt to frugality happily 🙂 I love learning new things. Nowadays I’m learning more about saving money and frugality. So on Frugal Beat together we will learn to create financial magic.

Now it’s time to walk towards financial freedom together. Reach out to me on Quora and Pinterest. Read my featured posts on YourStory, Women’s Web and Youth Ki Awaaz🙂